The smarter way to collect payments.
Get paid faster by offering your Customers a pre-approved line of credit, while building loyalty through frequent flyer points*. Simple, flexible, and built for the health and dental care industry.
Speak to a healthcare finance specialist
Receive fast payments from Octet within 24 hours of uploading your invoices — no delays, no chasing.
Practitioners and Customers earn points on every dollar spent, keeping them coming back.
Streamline collections, reduce Days Sales Outstanding, and eliminate follow-ups.
Onboard easily and tailor the payment process to suit your existing cycles.
What is Points4Pay?
Points4Pay is a payment collection solution that helps Suppliers reduce DSO, improve working capital, and reward their customers for paying on time. It’s a win-win built for health and dental care.
Why Suppliers love Points4Pay.
Points4Pay helps Suppliers improve cash flow while offering flexible payment options and loyalty rewards that keep your customers coming back.
Faster payments. Fewer delays.
Upload your invoices, and we’ll pay you within 24 hour. No more chasing payments or unpredictable cash flow.
Offer credit without taking on risk
Your customers access a pre-approved line of credit through Octet. You get paid upfront, and Octet manages the rest.
Reward your customers
Every eligible payment your customers make earns them Qantas Points or Velocity Points*. You get paid faster, they get rewarded — everyone wins.
Turn invoices into loyalty.
By offering Qantas Points or Velocity Points on every payment made to you, you make your business more rewarding to deal with.
From cash flow gap to faster payments in 4 simple steps.
Register your business
Joint the Octet Points4Pay program to offer your customers a pre-approved line of credit and the ability to earn reward points on their spend with your business.
Simple Upload
Upload your ledger of invoices to Octet and receive payment within 1 business day.
Reduce Days Sales Outstanding
Be paid upfront and let Octet provide the credit term to your customers.
Your own Reward Program, managed by Octet
Reduce administration burden on inhouse loyalty programs. Octet offers a true frequent flyer reward program with no administration cost.
Tailored for health and dental care suppliers.
From medications to equipment — get paid faster while helping your customers manage their cash flow. We handle repayments, and they earn rewards for every eligible payment.
Unlock faster collections across high-volume accounts. Offer better terms to your customers and turn delayed payments into a competitive edge — with rewards delivered to them, not at your cost.
“Points4Pay doesn’t just fix cash flow issues. It provides a true, arms-length, procurement model, simplifying the payment process and strengthening the relationship between suppliers and their customers, through offering tangible benefits and rewards. It’s a win-win for everyone.”