Turn your receivables into reliable revenue.
With Octet Buyer Protection (also commonly known as Bad Debt Protection), existing Debtor & Invoice Finance clients can shield their business against bad debts. So you keep your business moving, no matter what.
Protect your working capital
Your cash flow stays steady, even if theirs doesn't.
Octet gives you immediate access to funds and manages your collections with care. So you stay focused on growth and not chasing payments.
Up to 90% bad debt coverage
Protect your receivables against unexpected customer insolvency or prolonged non-payment. Octet covers up to 90% of eligible invoice value.
Trade with confidence
Onboard bigger customers, offer credit limits, and close more deals. All without second-guessing their ability to pay.
Reduce exposure to key clients
When too much revenue comes from too few customers, Buyer Protection acts as your financial buffer. So one failure doesn’t turn into a crisis.
Get paid. Even when your customers can’t.
Buyer Protection strengthens your Debtor & Invoice Finance facility by safeguarding your receivables if a customer becomes insolvent or fails to pay. And if you want a deeper look at how Invoice Finance works end to end, read our comprehensive guide.
Protect your business from bad debt.
Worried about unpaid invoices? Buyer Protection helps you trade with confidence by reducing the risk of customer defaults and insolvencies.
Nominate customers for cover
Tell us which customers you want covered. We assess and approve them for protection.
Raise invoices as usual
Keep trading normally. If a covered buyer becomes insolvent (and in limited cases defaults), your cash flow stays protected.
We cover up to 90% of the invoice
We handle collections and provide coverage for eligible unpaid amounts.
You stay focused on growth
We deal with the paperwork so you don’t waste time chasing debt.
Already financing your invoices?
Buyer Protection is built to work hand-in-hand with your existing Octet Invoice Finance facility. Add peace of mind to your receivables, without changing how you operate.