The easiest way to pay your suppliers.
Use your credit or debit card to pay any domestic or international supplier, even if they don’t accept cards. Extend cash flow and keep earning your usual card rewards.
No credit assessment. No setup fees.
Why businesses of all sizes love to use OctetPay.
Grow your business and keep earning your usual card rewards with flexible supplier payments.
Use your own funding sources
Use your own funding sources, such as existing credit cards to pay any supplier, local or global (even where cards aren't usually accepted).
Fast to set up. Simple to use.
OctetPay is built for speed. Sign up, link your card, and start paying suppliers in as little as 24 hours without complicated onboarding.
Hold onto cash longer
Use your card’s interest-free period to extend cash flow and keep working capital in the bank while paying suppliers on time.
Pay any supplier. Local or global.
OctetPay lets your business pay any supplier using your own funding sources such as your credit or debit card. And if you trade overseas, see how OctetPay streamlines international payments in our in-depth guide.
Low fees. Big flexibility.
Pay any supplier using your credit card while keeping fees low. With rates as sharp as 1.41% + GST for Visa and Mastercard and 1.95% + GST for American Express, OctetPay helps your business save with every transaction.
For businesses that move fast.
OctetPay suits businesses who want flexibility without complexity. Perfect for smaller teams and growing enterprises that need a straightforward way to pay suppliers, protect cash flow, and keep earning rewards on every eligible payment.
Pay your suppliers. Your way. Every time.
Pay any supplier, anywhere, with a fast and straightforward process.
Apply in minutes
Submit your business details in under 5 minutes. No credit checks. No setup fees. It’s quick and simple.
Add funding sources
Link your credit card or debit card via our easy to use and secure platform.
Invite your suppliers
Invite any of your suppliers, local or international even if they usually don’t accept card payments.
Make a payment
We transfer the funds. You repay us using your linked funding source.
Every payment deserves protection.
OctetPay protects your business and supply chain from fraud and errors. Every supplier is verified against strict compliance and regulatory standards to give you the confidence that payments go where they should.
What’s required?
Your business can start using OctetPay faster than you think. Since you're using your own funding, like a credit card, we don’t perform a credit assessment. Just a few quick checks to verify your details, and you're in.
ABN registered in Australia
Bank account confirmation (e.g. front page of your business bank statement)
Valid driver’s licence or passport
Business email address linked to your trading name
The platform behind OctetPay.
Make supplier payments in minutes. Fast setup, simple verification, and total control in one secure platform.
Next-Gen Digital Wallet
Store, manage and move funds with ease. One wallet. Multiple currencies. Full control.
Advanced International Payments & FX
Pay suppliers globally with competitive FX rates and minimal friction. Fast. Secure. Transparent.
Quick Approval. Less Hassle.
Skip the lengthy onboarding. Our streamlined KYC process gets you verified and ready to make payments in no time.
Secure Payments
Octet verifies every supplier you pay to ensure funds only flow to legitimate, verified accounts, protecting your business from fraud and compliance risks.
Bank-Grade Security
Protect every transaction with enterprise-level encryption and multi-factor authentication. Your data stays yours.
Built for Business.
Proven by Numbers.
$B+
Business funding facilitated on our platform
$B+
Trade transactions across 70+ countries
K+
Buyers and suppliers connected worldwide
+
Australian businesses powered by Octet
+
Years of business finance expertise
Offices across Australia and China
The numbers tell one story. Our customers tell a better one.
“Our Partnership with Octet has been really important for the growth of our business. It takes a lot of expense to launch new brands to market and continue to innovate. Octet have proven for over a decade to be the right finance partner for us.”
Ann Cattelan
CEO, Go Vita
Marc Levin
Co-founder and CFO, JasonL
DZ
Daniel Ziccardi
Managing Director, Skillforce Recruitment