Bridge Cash Flow Gaps

Don't let cash flow gaps derail your business growth.

A major opportunity arrives, but your cash is tied up. Payroll hits tomorrow, but client payments are weeks away. When traditional banks move too slowly, we move fast. Octet bridges the gap between what you need now and what's coming later.

Keep moving forward with Octet

A man sits thoughtfully at a wooden table with a notebook and pen, considering solutions to bridge cash flow gaps.

Access working capital when you need it the most.

Octet delivers intelligent business financing solutions that keep your business moving forward.

A man reviews his Octet dashboard showing available working capital facilities and an option to access funds for cash flow management.
Access immediate funding

With Octet you can access funds quickly, minimising delays between invoice issuance and cash in your bank. No more watching perfect opportunities slip away while waiting for payments to clear.

Two businessmen review a digital repayment schedule on a screen, planning cash flow management with Octet's solutions.
Flexible repayment terms

Customisable terms that grow with your business. Our financing adapts to your business rhythms and not the other way around. Access exactly what you need, when you need it.

A woman on the phone at her desk, with an Octet interface showing Xero and MYOB integrations for seamless ledger data import.
Integrates into your workflows

Say goodbye to financial platforms that make you bend your business to fit their systems. Octet's solutions plug directly into your existing accounting software and procurement processes.

A smiling woman reviews an Octet dashboard on her laptop, displaying incoming funds data and managing cash flow.

Don’t pause your business for slow payments.

Learn how to avoid stalled growth and missed opportunities. Discover the practical ways Octet helps businesses stay ahead, even when cash flow lags.

Read our guidesarrow_forward

Working capital solutions to overcome cash flow gaps.

Octet's financing solutions bridge the gap between opportunity and available funds, keeping your business moving forward without interruption.

Debtor & Invoice Finance

Transform waiting into working capital. Our invoice financing eliminates the cash flow gap between completing work and getting paid, giving you immediate access to funds locked in outstanding invoices. Perfect for businesses with long payment terms or rapid growth opportunities that can't wait for clients to pay.

About Invoice Financearrow_forward
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The all-in-one platform behind Octet.

Everything your business needs to control the supply chain in one secure platform.

Explore the tools powering smarter business
Next-Gen Digital Wallet

Store, manage and move funds with ease. One wallet. Multiple currencies. Full control.

A man writes in a notebook while a digital wallet interface displays various payment methods for managing business finance.
Advanced International Payments & FX

Pay suppliers globally with competitive FX rates and minimal friction. Fast. Secure. Transparent.

A smiling businesswoman discusses international payments with a custom FX rate interface visible.
Bank-Grade Security

Protect every transaction with enterprise-level encryption and multi-factor authentication. Your data stays yours.

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Two-factor authentication is enabled, showing 'Your data is protected' for secure Octet working capital solutions.
Seamless Integrations

Connect to Xero, MYOB and more. Sync payments, reconcile instantly, and simplify your workflow.

About Integrationsarrow_forward
Logos for Xero, Octet, and MYOB connected, showing seamless integration for working capital management.
Earn Frequent Flyer Points

Turn everyday business spend into rewards. Make business payments, earn points. It’s really that simple.

A digital card shows 750K frequent flyer points with a 12% monthly increase, illustrating rewards and frequent flyer points growth with Octet.

One platform to manage it all.

No more juggling systems or providers. Octet connects your supply chain from sourcing to settlement all in one secure platform to make it easy to fund supplier payments, unlock cash flow from your unpaid invoices and use your own capital or ours.

Your business finance, centralised.

Whether you're buying or selling, we help you transact faster, with fewer clicks, and more certainty.

A smiling man on the phone uses Octet’s all-in-one platform that simplifies working capital management, offering finance, payments, and FX solutions.

Built for Business.
Proven by Numbers.

$B+

Business funding facilitated on our platform

$B+

Trade transactions across 70+ countries

K+

Buyers and suppliers connected worldwide

+

Australian businesses powered by Octet

+

Years of business finance expertise

Offices across Australia and China