Term Loan

Get extra capital.
On your terms.

Power your next move with up to $5M in additional working capital. When you pair our Term Loan with an Octet Trade Finance or Debtor & Invoice Finance facility, you unlock a smarter way to fund what’s next. Entirely on your terms.

Speak to an financial expert today

A smiling woman talks to a man while an Octet overlay shows a $6.5M total facility limit and a ready Term Loan.

Fuel your next big move.

Access up to $5M with flexible repayment options, without starting from scratch.

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Boost your funding capacity

Access up to $5M in additional capital on top of your existing Octet facility. Whether it’s covering a shortfall, funding a big project or growing your operations.

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Flexible repayment terms

Choose terms from 6 months to 3 years. Structure repayments around your business cycle. You can also choose a balloon payment option to reduce monthly repayments now, with a lump sum due at the end of the term.

Three professionals discuss financial documents and a laptop, making strategic decisions about working capital and Octet's Term Loan.
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Fast-track your approval

As an Octet client, no lengthy re-qualification is needed. We perform a quick review of your existing Trade Finance or Invoice Finance facility and financial standing to fast-track approval.

A woman reviews her working capital availability on a laptop, showing $10M across Trade Finance, Invoice Finance, and Term Loan.

Put extra firepower behind your business ambitions.

The Octet Term Loan gives you flexible working capital to support growth, smooth cash flow, and move fast when opportunities appear. And if you want deeper insights, explore our business guides.

Read our guidesarrow_forward
A relaxed man with a graphic highlighting smart structuring for lower repayments and balloon payment options for Octet Term Loans.
Smart Flexibility

Structure repayments your way.

The Octet Term Loan gives you the option of a balloon payment. This lowers your regular repayments, giving you more working capital today, and choice in how to settle the balance later.

Add-on capital for growing businesses.

Our Term Loan is designed to complement an Octet Trade Finance or Debtor & Invoice Finance facility.

Trade Finance

Fund supplier payments, local or global, while preserving your cash flow.

About Trade Finance

Pay your supplier today, repay us later

Debtor & Invoice Finance

Convert your unpaid invoices into working capital.

About Invoice Finance

Unlock capital from unpaid invoices

Questions?
We have answers.

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How It Works

Eligibility & Setup

Costs & Terms