Pay your suppliers today. Repay us later.
Upfront supplier payments shouldn't mean empty bank accounts. Our Trade Finance solution frees-up your working capital while extending your reach. Both locally and globally.
Speak to a Trade Finance expert
Turn supplier deadlines into opportunities. Pay suppliers on their schedule while maintaining the working capital you need to grow.
Need more time? Get up to 120 days to repay while your suppliers get paid immediately. The breathing room your business deserves.
Consistent, on-time payments build trust. Negotiate better terms when suppliers know you're reliable. Even when markets get choppy.
International or domestic, we've got you covered. Protect your business from currency fluctuations, delivery delays, and quality issues.
Take control of your cash flow.
Bridge the cash flow gap
Pay suppliers on their terms while maintaining the working capital you need. Turn the cash flow squeeze into a competitive advantage by keeping both suppliers and your bank account happy.
Expand globally with confidence
Navigate international markets without the payment headaches. Our Trade Finance solutions handle currency conversions, compliance requirements, and payment timelines so you can focus on finding the best suppliers worldwide.
Negotiate stronger payment terms
Use Trade Finance to pay suppliers sooner and gain the leverage to negotiate stronger terms. Unlock early-payment discounts that can offset your funding costs, reduce your purchase price, and build stronger supplier relationships.
Mitigate trade risks
Protect your business from currency fluctuations, delivery delays, and quality concerns. Our comprehensive coverage ensures that international trade obstacles don't become business roadblocks.
Get expert help fast
Forget generic hotlines and ticket queues. At Octet, you're assigned a dedicated trade finance specialist who knows your business inside out.
Unsure how it all works?
Trade Finance covers your supplier invoices locally and internationally, with flexible repayment terms to match your cash flow.
Transform your business with Trade Finance.
Ready to take your business to the next level? Trade Finance gives you the power to seize opportunities without sacrificing cash flow.
Invite your suppliers
To keep your supply chain secure, each supplier goes through a quick compliance check that safeguards your business from fraud, errors, or regulatory risks.
Submit payment requests
Enter the order details in our easy-to-use platform, then both you and your supplier verify the details. Once confirmed, you authorise the payment securely through the portal.
We pay your suppliers instantly
We handle payments directly to your verified suppliers, both locally and internationally in the currency of your choice, while you maintain your valuable business relationships.
You enjoy flexible repayment terms
Take up to 120 days to repay (up to 60 days interest-free), aligning payments with your business cycle and freeing up capital to invest in growth opportunities.
Confidence in every payment.
Octet quickly verifies your suppliers to protect your supply chain, reduce risk, and give you control. It’s the simplest safeguard for long-term growth and stronger business relationships.
Global Payments. Made Simple.
Pay suppliers anywhere in the world with speed and confidence. Access competitive FX rates, secure transfers, and fast settlement. All through the Octet Platform.
Is your business eligible?
Your business could qualify more easily than you think. Octet's Trade Finance solution requires these basics, with a straightforward assessment process designed to get you funded, not frustrated.
ABN holder registered in Australia
$3,000,000 minimum annual turnover
Profitable for 2 of the last 3 financial reporting periods
Positive balance sheet net worth
Up-to-date with ATO payments
Able to provide current management and financial accounts
Not eligible? OctetPay might be for you.
OctetPay gives you the flexibility to pay suppliers, local or international, even if they don’t accept cards. It’s ideal for growing businesses that don’t meet the full Trade Finance criteria.
The platform behind smarter Trade Finance.
Manage funding, payments, and suppliers in one secure platform. Every feature is built to give you speed, visibility, and control across your Trade Finance facility.
Next-Gen Digital Wallet
Store, manage and move funds with ease. One wallet. Multiple currencies. Full control.
Advanced International Payments & FX
Pay suppliers globally with competitive FX rates and minimal friction. Fast. Secure. Transparent.
Secure Payments
Octet verifies every supplier you pay to ensure funds only flow to legitimate, verified accounts, protecting your business from fraud and compliance risks.
Bank-Grade Security
Protect every transaction with enterprise-level encryption and multi-factor authentication. Your data stays yours.
Earn Frequent Flyer Points
Turn everyday business spend into rewards. Make business payments, earn points. It’s really that simple.
The all-in-one platform to power supplier payments.
Stop juggling FX transfers, bank forms, or supplier delays. Octet gives you one secure platform to fund supplier payments, manage repayment terms, and track every step of your global trade in real time.
Pay suppliers faster, with less admin.
Fund supplier invoices directly through one platform. Gain complete control, real-time tracking, and fewer manual steps.
Built for Business.
Proven by Numbers.
$B+
Business funding facilitated on our platform
$B+
Trade transactions across 70+ countries
K+
Buyers and suppliers connected worldwide
+
Australian businesses powered by Octet
+
Years of business finance expertise
Offices across Australia and China
The numbers tell one story. Our customers tell a better one.
“Our Partnership with Octet has been really important for the growth of our business. It takes a lot of expense to launch new brands to market and continue to innovate. Octet have proven for over a decade to be the right finance partner for us.”
Ann Cattelan
CEO, Go Vita
Marc Levin
Co-founder and CFO, JasonL
DZ
Daniel Ziccardi
Managing Director, Skillforce Recruitment
Supercharge your facility.
Supercharge your Trade Finance with a powerful add-on to give you extra flexibility and funding power.